Banking & payments
Financial-core architecture that follows the money.
Make transaction, account, settlement, posting, reconciliation and control obligations visible before committing to platform change.
Decision focus
Modernise without losing accounting integrity.
Complex financial-core decisions rarely concern one application. They connect business events, payment rails, internal and suspense accounts, integration, settlement, reconciliation, financial posting and legacy dependencies.
The work begins with the decision, scope and available evidence. It does not assume that a preferred product, migration pattern or implementation sequence is correct.
Questions addressed
Expose the obligations hidden between platforms.
Typical reviews test whether the proposed change preserves the full transaction-to-control chain.
Current state
Which processes, systems, accounts, interfaces, schedules, owners and manual interventions support the service today?
Accounting lineage
How does each material business event become a posting instruction, ledger entry, exception and reconciliation result?
Target and transition
Which capabilities move, remain, coexist or retire, and what must be proven at each decision and cutover gate?
Control continuity
How will completeness, accuracy, traceability, exception ownership, resilience and audit evidence be maintained?
Decision-ready architecture artefacts.
Outputs are selected after scope and evidence are understood.
Evidence boundary
A recommendation must remain traceable.
Facts, assumptions, gaps and decisions are kept separate. Costs, benefits and dates are added only when the underlying commercial and delivery inputs are available for review.
Discuss a banking architecture question